Branch Credit Manager Jobs in Across India at IDFC FIRST Bank

Last Updated: Apr 20, 2021 05:10 IST

JOB DETAILS

Company Name
IDFC FIRST Bank
Job title
Branch Credit Manager
Education
Experience
8-11 Years
Salary
Not Mentioned

Job Profile



Job Description
Job Title Branch Credit Manager
Place of work BCM - Bhavnagar - Guajrat
Business Unit Retail Banking
Function Micro Finance Loans
Job Purpose:
The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit/KYC documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse.
[
Roles & Responsibilities:
  • The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
  • To conduct personal discussion with customers to establish Credit worthiness.
  • The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
  • To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
  • To ensure credit policy adherence to the accepted standards.
  • To control and contain front-end delinquencies by calling up customer on first presentation.
  • To manage and supervise a team of credit underwriters and provide guidelines

Educational Qualifications:
Graduate Any
Post Graduate CA or MBA Finance.
Experience: Minimum of 8+ Years' experience in Credit.

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OTHER DETAILS

Key skills
Industry
Banking/ Accounting/ Financial Services
Summary
Job Description Job Title Branch Credit Manager Place of work BCM - Bhavnagar - Guajrat Business Unit Retail Banking Function Micro Finance Loans Job Purpose: The incumbent will be required to manage a team as well as coordinate with sales te
Last Date
2021-06-17

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