Credit Manager-HOUSING FINANCE-Credit Jobs in Across India at Kotak Mahindra Bank Limited

Last Updated: Jun 13, 2021 05:10 IST


Company Name
Kotak Mahindra Bank Limited
Job title
Credit Manager-HOUSING FINANCE-Credit
0-50 Years
Not Mentioned

Job Profile

Job Description :

Job Role:
As part of Credit team for HF.
The primary job of the credit manager is to understand:
    • the business dynamics,
    • products on offer,
    • various segments to whom we lend,
  • ensuring discipline in adherence to processes involved in credit buying
  • Underwriting & making proposals of HF and other products as per location requirement
  • manage the credit processing agent's activities
  • ensure systematic verification processes and coordinate with verification agencies
  • be up to date on industries we lend and business environment in general,
  • take appropriate credit decision,
  • monitor the portfolio sourced,
  • understand and interpret the portfolio quality
  • interact with sourcing agents
  • co-ordinate with internal and external auditors
  • Managing delinquency of location
  • Meet customers to evaluate their business mode

Job Requirements:
Excellent written and oral communication skills
  • Qualification - CA /MBA Finance with relevant underwriting experience
  • Job Knowledge

o Good understanding of economy and implications of economic policies,
o dynamics of international economic events on Indian economy, industry and segments,
o understanding of functioning various industries / segments cost matrix, competitors, laws applicable
o good understanding of financials to arrive at a decision on lending and recoverability of loans granted.
Skills & Experience Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry
  • in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job

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Key skills
Credit Manager, Housing Finance, Credit, Credit Processing, Underwriting
Banking/ Accounting/ Financial Services
Job Description : Job Role: As part of Credit team for HF. The primary job of the credit manager is to understand: * * the business dynamics, * products on offer, * various segments to whom we lend, * ensuring disciplin
Last Date

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