Ecom Merchant Risk-Evaluation Officer Jobs in Chennai at The HDFC Bank Limited

Last Updated: Jun 10, 2021 05:10 IST

JOB DETAILS

Company Name
The HDFC Bank Limited
Job title
Ecom Merchant Risk-Evaluation Officer
Education
Location
Experience
5-8 Years
Salary
Not Mentioned

Job Profile


Job Description :
Underwriting Underwriting new merchant proposals on the Ecommerce proposals includingo Start-upso VC Fundingo Existing merchantso New to Bank Preparing, reviewing and analyzing the creditworthiness of all new proposals and renewals. Preparing written Credit Memorandums for presentation and approval. Ordering, reviewing and analyzing reports (credit, appraisal, and done by third parties).Financial Review Net worth computation (Individual / ITR), financials review, Balance sheet, P& L statement etc., Evaluating financial statements, historical trends, projections, management performance, industry, Key Financial Ratios, Analysis of Cash flow, capital structure and collateral. The job involves, assessment of Balance sheet and Profit & Loss a/c for SME profile segment.Aggregator review / monitoring & on boarding assistance Regular monitoring of Aggregators Reviewing proposals of Aggregators segmented reviews on MCC wise classificationPortfolio Review Maintain the deactivation ratio of the newly enrolled merchants less than 1% due to underwriting reasons. Performing various departmental functions, including loan covenant monitoring, risk rating. Market research and analysisRenewal of UW Portfolio Review of Conditions Stipulated During Approvals Review of Proposals-High Brand Risk, Caution Segment, Special merchants, Donation Segment* Review of Entire portfolio* Follow up the ME not commenced business > 90 days from the date of Approval resulting in re-activation/deactivation*Thrush hold reviews Review and revisiting of Porfile set at the time of on boarding valid the volatile trends and make corrective actions to avoid fraud risk and business loss riskQuality & Root Cause Analysis Ensuring root cause analysis on the declines Delay in approvals to be reviewed for optimization of the TAT. Nil error in decisions.Audit and Compliance ISO & SoX Audit file preparations and maintenance. Compliant to laydown policy conditions and regulator mandates.SkillsKnowledge on E commerceAnalytical skillsMIS preparationPortfolio manaCommunication skillsProcess implementation and DevelopmentProjects & Initiatives

Apply to More than 1000+ new jobs in your city

OTHER DETAILS

Key skills
Ecom Merchant Risk-Evaluation Officer
Industry
Banking/ Accounting/ Financial Services
Summary
Job Description : Underwriting Underwriting new merchant proposals on the Ecommerce proposals includingo Start-upso VC Fundingo Existing merchantso New to Bank Preparing, reviewing and analyzing the creditworthiness of all new proposals and renewals.
Last Date
2021-08-07

Alert : FreshersLIVE Employees will not call any candidates towards Job Offer or Job assistance. FreshersLIVE will never charge any candidates for Jobs. Please be aware of fraudulent calls or emails. Please write to [email protected] for any assistance.
Disclaimer: This Job is auto-published from MonsterIndia. For any issues with above Job Posting, please contact MonsterIndia

Apply Various Job Roles on Fresherslive.com

Job Role Apply Link
Other Roles Other Roles Jobs 2021 (73242 Vacancies)
Anganwadi Worker Anganwadi Worker Jobs 2021 (50136 Vacancies)
Trainee Trainee Jobs 2021 (24570 Vacancies)
Assistant Assistant Jobs 2021 (17399 Vacancies)
Trained Graduate Teacher Trained Graduate Teacher Jobs 2021 (12092 Vacancies)
Application Engineer Application Engineer Jobs 2021 (9506 Vacancies)
Customer Service Executive Customer Service Executive Jobs 2021 (8199 Vacancies)
Apprentice Apprentice Jobs 2021 (7250 Vacancies)
Designer Designer Jobs 2021 (7232 Vacancies)
Office Assistant Office Assistant Jobs 2021 (7023 Vacancies)
Officer Officer Jobs 2021 (5510 Vacancies)
Software Software Jobs 2021 (5232 Vacancies)
Constable Constable Jobs 2021 (4585 Vacancies)
Medical Officer Medical Officer Jobs 2021 (4469 Vacancies)
Senior Resident Senior Resident Jobs 2021 (4304 Vacancies)
Staff Nurse Staff Nurse Jobs 2021 (4054 Vacancies)
Business Development Manager Business Development Manager Jobs 2021 (3806 Vacancies)
Aanganwadi Helper Aanganwadi Helper Jobs 2021 (3238 Vacancies)
General Medical Officer General Medical Officer Jobs 2021 (2632 Vacancies)
Female Health Worker Female Health Worker Jobs 2021 (2551 Vacancies)
View More Jobs By Role (1 lakh + vacancies)

Fresherslive.com has taken maximum steps to ensure that the job posting is genuine. This Job posting was made by the company/recruiter directly and exclusively on Fresherslive.com. If the recruiter is charging any Fees from the job seekers, please write to us at [email protected] / [email protected].